Gotta get rid of my truck and get a car!! Any advice?

I got stuck with a 2001 Dodge Ram truck when I filed for divorce. I owe $13,000 and it's got about 92000 miles on it. It'll be paid off in 3 years, but it seems like the tranny's and it shimmy's like crazy at 50mph. I need to get into a car, but how can I do it without totally screwing myself again?? I have good credit, but no $ at this time to put down.Gotta get rid of my truck and get a car!! Any advice?
There's a reason that people trade their cars as opposed to selling them: It's hard to sell a vehicle.....especially a 100k Ram in today's up and down oil economy.





You can trade easily. You'll be upside down, but if you roll the negative equity into a car that depreciates slowly or one that you'll be in for 4-6 years, it won't matter. It's best to put some dough down, but it's not always an option.





Find a car that you like that has amazing resale value, Accord and Camry comes to mind, but I don't know what you want. since you're gonna have to be in it for a while (to give you time to pay for the neg/eq, go ahead get something you really like).





Cars to avoid:


Ford anything


Dodge/Chrysler anything


Any GM car


Suzuki anything


Hyundai anything


Kia anything





These are all cars that have atrocious resale value....on the order of 40-60% the FIRST YEAR!!! Stick with the Japanese or European models, but Japanese is REALLY your best bet.Gotta get rid of my truck and get a car!! Any advice?
I agree with Victor ~ sell the truck privately . It sounds like you owe way too much for what you describe, a dealership probally won't give you the pay off on it. When selling it , I would sugest you sell it on the basis of '; buyer assumes payments '; Basically, the buyer will take over the payments, the truck will show on your credit as Paid in full, and you would be free to finance a small car- alot of dealerships finance with no money down if you credit is good enough. Good Luck!
The shake and shimmy is just the tires....Get em fixed or get new ones.





I'm thinking that the truck isn't worth 13K, but not sure. I'd recommend that you get a good, used car...or maybe a new Civic, or Focus....something like that. Just shop around....get dealers to give you their best price on something else. DON'T jump at the first few ';deals'; that they offer you. There's LOTS of cars and deals out there.





Check the value of your truck before you start shopping. Use the blue book guide. If you email me with the specifics, I'll look it up for you.
Sell the truck, privately if you can (Dealers usually give very low $)


buy a small car, maybe 3 or 4 years old, with the least options that you can find, that gets good gas mileage. Less options mean less repairs. Small car can be good transportation. You may not be made whole with the money, but, you will be out less. One time I got rid of a big pickup and paid for the small car I got instead just with the savings in gasoline. Also, stick shift cars are hard to sell (so you can usually get them cheaper).